11/12/2022 0 Comments Xactimate torrent![]() ![]() There are typically 2 main scenarios where a contractor would need to submit an Xactimate estimate to the insurance carrier or adjuster. A contractor supplement involves re-writing the Xactimate estimate to reflect actual costs and providing copies of invoices from suppliers, crews and specialty bid items. Both of these scenarios should be rectified by submitting a supplement to the insurance company to dispute the adjuster’s findings and provide supporting documentation to make your case. This will certainly result in a huge discrepancy between the adjuster’s suggested cost and the actual cost to do the work correctly. On top of that there’s only one copper specialist in town that does that particular kind of work. The adjuster may enter metal valley liners into the Xactimate estimate but that will likely not reflect the reality that a specialty tradesman will be required to build and possibly install a highly customized product. Now lets say a contractor is installing copper valley liners on a home. ![]() You may also see discrepancies in Xactimate pricing when it comes to high-end specialty trade work or other trades where there is a shortage of qualified tradespeople. Sometimes it takes longer for price fluctuations to be reflected in Xactimate estimates for smaller markets or remote localities. Prices can even change in the time between the adjuster’s inspection and the install date. You tend to see this most often immediately following a large storm event where a sudden surge in labor and material demand cause high volatility in pricing. While Xactimate pricing is updated and published monthly, sometimes they do not keep pace with rapidly changing market prices. ![]()
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